Covid insurance test case yields positive result

A test case brought by the Financial Conduct Authority (FCA), which has ruled that some insurers should have paid out against business interruption policies during the lockdown, could provide encouraging news for private physio practices.


Many private practitioners reported difficulties earlier this year in claiming for interruption to their services as a result of the pandemic, and the CSP and Physio First, supported by medical insurance specialist Graybrook Hallam, challenged insurance giant Aviva on their behalf.

While it is not yet clear how Aviva will respond to today’s judgment, any businesses affected should hear from their insurer within the next week.

Natalie Beswetherick, CSP director of practice and development, said: ‘While this is a complex situation and it’s too early to determine the exact outcome for members, today’s judgment gives us hope that claims will now be reviewed more positively.

‘We will continue to monitor the situation and support our members where we can.’

More information is available from the FCA website

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