The CSP PLI scheme allows members to work anywhere in the world provided they meet the general overseas requirements of the policy. Specific overseas restrictions apply for United States of America (USA), Canada and Australia. This page is for general information only and does not override the actual PLI policy wording.
General requirements
CSP members must be:
- In the ‘chartered member’, ‘student member*’ or ‘associate’ membership categories. There is no PLI cover in our other membership category.
- HCPC registered whilst working overseas (except students/associates).
- Ordinarily or temporarily resident in the UK. There is no PLI cover for members resident outside the UK, or UK Temporary residents whilst practising in their home country (except students).
- Registered with the relevant physiotherapy registration board of the country they are visiting, where such registration exists.
- Licensed with the local licensing authority in the county they will be visiting, where such licensing is required.
- Aware that it is members’ own responsibility to check the visa, registration and licensing requirements needed to work in any overseas country, and any fees that may be associated with these. World Physiotherapy has details of worldwide physiotherapy member organisations.
- Aware that overseas cover is limited to 180 days in any 12-month period (except when working for the military)
- *Students: You must also comply with the supervision requirements for overseas practice placements.
Policy jurisdictions
Any PLI scheme claim arising from overseas work must be brought within the following legal systems:
- Medical malpractice - UK, Isle of Man and Channel Islands
- Public and product liability – EU, UK, Isle of Man and Channel Islands
- There is no cover for any claims brought in any other jurisdiction.
Frequently asked questions
Working in the United States of America (USA)
- You must not treat a US or Canadian citizen residing in the USA. This means you cannot treat them either in person or via telemedicine from the UK.
- You must ensure you are registered with the relevant State registration and licensing authority and retain UK HCPC registration.
- You may provide services to the people within a British-based organisation and/or delegation whilst you are in the USA. You must be specifically engaged by the British-based organisation and/or delegation to provide clinical services for its own needs. The team may include non-UK nationals, but you cannot treat US or Canadian citizens whilst in the USA.
- There is no cover for any claim brought in the US courts.
LA 2028 Olympics
The CSP PLI scheme will cover members to work at the LA2028 Olympics as part of the British team delegations (subject to T&C).
Working in Canada
- You must not treat a Canadian or US citizen residing in Canada. This means you cannot treat them either in person or via telemedicine from the UK.
- You must ensure you are registered with the relevant State registration and licensing authority and retain UK HCPC registration.
- You may provide services to the people within a British-based organisation and/or delegation whilst you are in Canada. You must be specifically engaged by the British-based organisation and/or delegation to provide clinical services for its own needs. The team may include non-UK nationals, but you cannot treat Canadian or US citizens whilst in the Canada.
- There is no cover for any claim brought in the Canadian courts.
Working in Australia
- There is no cover for any work in Australia except for when travelling with a British-based organisation and/or delegation or visiting individual British-based clients.
- A British-based group may also include non-UK nationals. You must be specifically engaged by the British-based organisation and/or delegation to provide clinical services for its own needs. However, if it includes Australian nationals, you cannot treat the Australian national whilst you are in Australia.
- There is no cover for any claim brought in the Australian courts.
Rugby World Cup 2027
The CSP PLI scheme will cover members to work at the Rugby World Cup as part of British team delegations (subject to T&C).
Working for British-based teams and/or organisations AND visiting British-based clients anywhere in the world
- The policy requirement for CSP members to be registered and licensed overseas does not apply when the CSP member is working as part of a British-based team and /or organisation, or when visiting British-based clients overseas.
- This is because the team/organisation members and/or individual British-based clients are all treated as British (even if they include other nationals), and are therefore bound by the UK regulatory standards and UK legal system.
- All other overseas requirements and policy terms & conditions remain.
Working for the UK military armed forces
- The 180-day overseas limit does not apply to members treating UK nationals on MoD sovereign bases.
- The policy requirement for individuals to be registered & licensed overseas does not apply when providing services to UK military armed forces on UK sovereign base areas only.
- All other overseas requirements and policy terms & conditions remain.
Further information
For specific insurance-related enquiries, contact the CSP insurance brokers:
James Hallam
Saxon House
Duke Street
Chelmsford
Essex CM1 1HT
Last reviewed: